Hours
Mon–Thurs: 8:00am – 5:00pm
Fri: 8:00am – 4:00pm
Tel: (512) 858-2662
Toll Free: (800) 993-0024
Employment Practices Liability
Up to $5 M limits
Defense Outside the Limits
Retentions start at $1,000
Full Prior Acts available
Unlimited access to HR hotline (10 years)
Quote Online
Errors & Omissions
Defense Outside the Limit
Coverage for Personal Injury
No Deductible (most risks)
Full Prior Acts Available
Coverage for the insured for acts of independent contractors
Optional BOP for select classes
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Retail Business
Up to $3,000,000 in annual sales
New Ventures Eligible
Coverage
Package
Monoline Liability
Monoline Property
No Liability Deductible
Hired & Non-Owned Auto Liability available
Commercial Excess / Umbrella available up to $5M
Expanded definition of Bodily Injury to include Sickness or Disease caused by Mental Anguish or Emotional Distress
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Special Events Weddings
Up to 10,000 Attendees per day on most risks
Coverage
General Liability Limits up to $1M/$2M
Liquor Liability Available
Coverage for volunteers, temporary working and committee members included
Product Liability for food and beverage included
Medical Payments Coverage
Coverage for damage to rented premises
Property Owner included as AI at no charge
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Technology Professionals
Up to $500,000 in Payroll
Up to $1,000,000 in Sales
Up to 50% Subcontractor Costs
New Ventures
Exterior work up to four stories
A++ carrier
Coverage
imits up to $1M/$2M
No Liability Deductible
Blanket AI Available
Waiver of Subrogation Available
Subs are NOT required to name our insured as an additional insured or to carry equal limits
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Youth Sports
Non-Profit Youth Sports Organizations Participants 18 Years of Age and Younger
Limits up to $1M/$3M
Coverage Available for Participants
A&B limits up to $1M/$1M available
Special Events included at no additional costs
Landlord added as Additional Insured at no cost
Hired and Non-Owned available
No Deductible
Limits up to $3M ($500k in Coastal Territories)
Special Coverage available with RC
Inland Marine for Sports Equipment
Separate Limits with Unlimited Defense Outside the Limit
Lifetime Occurrence Reporting Period for former Directors & Officers
Automatically includes 3rd part Discrimination and Harassment
Quote Online
General Liability
Food Trailers to Fine Dining
General Liability:
Limits up to $1m/$2m
Broad Appetite for entertainment
Assault or Battery is available
Hired and non-owned auto up to $1,000,000
Excess general liability up to $5,000,000
General liability deductible is $0
Property
Values up to $1,500,000 in protection classes 1-8
Equipment Breakdown automatically includes $250,000 food spoilage sub-limit
$250,000 in protection classes 9-10
$500,000 in coastal zones (excluding wind and hail coverage)
Property deductible starts at $1,000
Liquor Liability
Liquor liability available up to $1,000,000/$2,000,000
No cap on annual sales
Liquor liability deductible is $0
Property & Casualty/Commercial Products
1-4 Family Dwellings (Commercial Lines)
Apartments
Artisan/Trade Contractors
Beauty/Nail Salon/Barber Shop
Clothing Store
Commercial Umbrella/Excess Liability
Concessionaire and Vendor
Convenience Stores/Delicatessens/Grocery
Contractor’s Equipment
Electronic Store
Fitness Centers
Inland Marine – Builders Risk
Janitorial Services
Land Leased to Others
Laundromats
Lawn Care
Lessor’s Risk Only
Liquor Stores
Main Street Mercantile
Mobile Home Parks
Residential Condominium Unit Owners
Restaurants
Specialty Training School
The Office
Truckers
Vacant Building
Vacant Land